Terms of Use

Mesh Advisory Pte Ltd and its affiliates (“Mesh Advisory” or “we”) provide content on its websites or applications that post a link to this Terms of Use (the “Site”) subject to the following terms and conditions (the “Terms”). We may periodically change the Terms without prior notice, so please check back from time to time. These Terms were last updated on September 10th 2025. By accessing and using this Site, you agree to these Terms. For an explanation of Mesh Advisory’s practices and policies related to the collection, use, and storage of users’ information, please read our Privacy Policy.

1. Copyrights

All content and functionality on the Site, including text, graphics, logos, icons, images, videos, and the selection and arrangement thereof, in addition to any concepts, know-how, tools, frameworks, software, applications or other technology, algorithms, models, processes, and industry perspectives underlying or embedded in the foregoing, along with any enhancements to or derivative works thereof (the “Site Content”) is the exclusive property of Mesh Advisory or its licensors and, to the extent applicable, is protected by Singapore copyright laws and applicable international treaties. Neither the Site Content nor functionality of the Site may be copied, reproduced, modified, reverse engineered, altered (including removal or disabling of safeguards, disclaimers, or legends), uploaded, published, posted, transmitted, or distributed without our written permission, except for uses specified in Section 3. All rights not expressly granted are reserved.

2. Trademarks

The trademarks, service marks, designs, and logos (collectively, the “Trademarks”) displayed on the Site are the registered and unregistered Trademarks of Mesh Advisory and its licensors. You agree not to use or reproduce the Trademarks in any way that may cause confusion, misrepresent endorsement, or infringe on Mesh Advisory’s or its licensors’ rights.

3. Use of Site Content

Mesh Advisory grants you a limited, non-exclusive, non-transferable, revocable license to access and download, display, and print one copy of the Site Content solely for your internal, non-commercial use, subject to these Terms. You may not otherwise reproduce, modify, reverse engineer, distribute, transmit, or disclose the Site Content without Mesh Advisory’s prior written consent.

In particular, you may not:

  • Access or extract data (including scraping or crawling) without Mesh Advisory’s written consent.

  • Use Site Content to train, fine-tune, or operate artificial intelligence (AI) systems.

  • Mirror or replicate Site Content without consent.

  • Use the Site in violation of Singapore law (including the Computer Misuse Act, Personal Data Protection Act 2012 (PDPA), and export control laws).

4. User Postings

By posting or submitting material to the Site, you grant Mesh Advisory a worldwide, perpetual, royalty-free, transferable, sublicensable right to use, reproduce, distribute, modify, and publish such submissions in accordance with applicable law. You waive any moral rights to the extent permitted under Singapore law.

You may not post material that is unlawful, defamatory, infringing, misleading, obscene, or that violates the PDPA or other Singapore laws. Mesh Advisory reserves the right to remove any content at its discretion.

5. Notices of Infringement

Mesh Advisory prohibits posting of content that infringes intellectual property rights. If you believe your copyright or other rights are infringed, please notify us in writing at:

Legal Department
Mesh Advisory Pte Ltd
Email: legal@meshadv.com

Your notice must comply with applicable requirements under Singapore law, including sufficient details for Mesh Advisory to identify and assess the alleged infringement.

6. Disclaimers

The Site and Site Content are provided “as is,” without warranty of any kind. Mesh Advisory does not provide professional advice (legal, tax, investment, accounting, or otherwise) through the Site. To the fullest extent permitted under Singapore law, Mesh Advisory disclaims liability for indirect, incidental, or consequential damages, and does not warrant accuracy or completeness of Site Content.

7. Indemnification

You agree to indemnify, defend, and hold harmless Mesh Advisory, its affiliates, officers, employees, and agents from any claims, liabilities, or losses arising from your use of the Site or breach of these Terms.

8. Third-Party Websites

We may provide links to third-party websites. Mesh Advisory is not responsible for third-party content, which is subject to those third parties’ own terms and privacy policies.

9. Governing Law; Jurisdiction

These Terms shall be governed by, and construed in accordance with, the laws of Singapore. You agree to submit to the exclusive jurisdiction of the Singapore courts in relation to any dispute arising out of or in connection with these Terms.

10. Privacy & Data Protection

Mesh Advisory is committed to compliance with the Personal Data Protection Act 2012 (PDPA). By using this Site, you consent to the collection, use, and disclosure of your personal data in accordance with our Privacy Policy. You have rights under the PDPA, including the right to access and correct your personal data, and the right to withdraw consent subject to legal and contractual restrictions.

For any data protection queries, please contact:
Data Protection Officer (DPO)
Mesh Advisory Pte Ltd
Email: dpo@meshadv.com